In fact, I can clearly remember one union member who passed away after responding to his union's benefits letter, naming his wife as the beneficiary. American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Wondering if a report is missing? Corporate Advocacy Program: How to repair your business reputation. How would they ever guessed if it was not for your big mouth? It's a front for American Income Life Insurance Companies. Dead man tells no lies. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. I never said anything against whole life. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. - NOTICE: *UPDATE December 1, 2006. I t doesn't discriminate against any race, religion, sex, age, or any professional backround. The interview process was very misleading. I've also met some reputable honest guys from bigger more honest companies that don't have to sneak into the home like a weasel pretending to drop off a free $1000 accidental death benefit that the union member already has whether or not I can fool him into believing I had to drop off his union benefits. American Income only provides customer support during business hours. It is sold by Union Life and is called the Union Secure plan. A competitor no doubt. Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. I encourage all members do the same and ask detailed questions like, Do I have to have an enrollment officer (1099 contract Sales Agent) drop off my benefits and witness my signature? On a federation-wide basis, only three companies (National Western Life, Union Privilege, and Americo) are currently authorized by the NEC to have one-on-one contact with an AFGE member -- subject to the National Vice President's and the Local President's approval. Cons. Their term insurance is even worse the "code name" for their term insurance is "INCOME PROTECTION" like their "code name" for "FUNERAL benefit" is "WHOLE LIFE". For example, dissconecting your phone while you're pretending to work, or hiding in a closet to avoid responsibility or worst of all not properly taking care of our clients because of a grudge you had against the company. Did my Union official know that they won't sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. http://www.ripoffreport.com/reports/ripoff134672.htm United States. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Things for the novice to consider. I believe someone with a record like yours has no business throwing stones. Do a search for quotes from several companies that will compare your statistics to about 15 comparable companies and see the difference in pricing. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Waco Texas, Nationwide, Alig International American Income Life Misrepresentations in hiring and to customers, unethical business practices, unfair treatment of agents RIPOFF Redmond WashingtonRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Why isn't my local 435 benefits paying these other bills relating to these accidents? The victims are hired as independent contractors. As a side note for Ricky, Mrs. Doe could bury or cremate Mr. Doe with that $500,000 and have enough to pay off most if not the rest of her debt. Waco Texas, Nationwide, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Filled one out & signed it. The management/leadership HAS been honest and supportive. my experience has been very, very positive. AIL American Income Life Lied blatantly to coerce me into MLM scam Woburn Massachusetts, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, American Income Life AIL American Income David Zophin Agency deceptive dishonest scam mlm pyrimid scheme Middletown Connecticut *UPDATE - Ripoff Report REVIEW: The David Zophin Agency & American Income Life has joined the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program; The David Zophin Agency hiring practices, 100% legitimate, honest and selective, typically resulting in less than 10% of interviewed candidates being chosen to be company associates.. NOTICE: *UPDATE December 1, 2006. Do you want people in solidarity to think you are a union brother like them? Don't worry about where all the ex-agents went. It is not even presented as a 10 year term product, but as a Family Care Plan. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. why would you only sell a 10,000 dollar whole life insurance to a 35 year old with a mortgage and 3 kids that will be going to college??? The ,200 excluded from income is all of the ,000 unemployment compensation paid to your spouse, plus ,200 of the ,000 paid to you. She mentioned 8 people leaving since she started. I'm about to anyways just because some Lady from their company keeps calling me almost every Sunday night when I'm spending family time. These PUNKS and LIARS and THUGS sell the Show customers why they should trust your business over your competitors REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. I work for American income life and am proud of the products they offer. CALL THE PRESIDENT WHO HAS SIGNED YOUR CARD AND ASK HIM ABOUT AIL. You either notify your union or American Income or National Income. THANK YOU FOR YOUR TIME. anyone has heard anything about this? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide, American Income Life Bill Heath Agency misleading hiring practices dishonest sales indifferent management Jeffersonville IndianaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. I have repeatedly requested documents regarding the initial policy started in March 2000, and a SPEEA numbered memo 03-058 regarding the AIL arrangements with SPEEA, and /or any document showing a waiver of premiums, or specific authorization for [ ] to sign. IT WILL ALSO HAVE THE PRESIDENTS SIGNATURE ON THE CARD. sent us a letter offering us no-cost family coverage through the union included a card that said send this in right away. Oh, by the way Torchmark, the company that owns American and National Income the guys you signed a 1099 non employee contract with made about $100 million dollars in profits last year. Looking back the first guy said he will be there for 15 minutes and he was there for an hour and a half and would not leave until my wife packed him a bag of food for the union food bank and had us sign on the line. 10 year term, 500,000 $185.00 per year, $15.42 per month, $0.51 per day, $0.37 per $1000x500=$185, compared to Ricky's 2,230 per year, gee Ricky which would you buy? Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Do they have retirement accounts,do they have pensions? Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Again, you demonstrate the point about being uninformed. A very small fraction will. AIL 100% commitment to customer satisfaction & Affiliate. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. American Income is not like the other insurance companies. I HAVE made money, MORE than I anticipated. Including this Report below! Have a computer? Advertisers above have met our
31 2 Comments Like Comment Share American Income Life: AO 160,762. I've personally seen several clients receive benefits due to them in exactly the manner described and advertised. Have they ever been sued for misrepresentation? Are they paid that way? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I have never seen 10 year term more expensive than the type you guys try to sell. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. Can you think of any conditions where the 10 year term would be a wiser choice for Mr. Doe at 35? American Income Life TRUSTED Business | Ripoff Report Verifiedbusinesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.Please keep in mind that as a consumer you have some responsibilities as well. A Rip-off Report independent review has shown that the The David Zophin Agency & American Income Life insurance sales process and products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I don't ever remember getting huge bills like this before so now my wife has to take time off of work to figure this mess out. It always come down to the same thing for people like "Joel," they are never willing to look themselves in the mirror and take full responsibility for their own actions. Waco Texas, Nationwide, National Income Life Insurance Company Of New York What to do? Jan 2023 - Present2 months. It's a legitimate company that sells insurance policies. Does 10 years sound like enough? Several months ago I was considering a position with American Income. A lot more. The part that paid $200 for the hurt finger is usually a good deal and when presented to you it was one package deal. I'll be watching him a little more closely. American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. Make Time Online Rating: 50 out of 100 Recommended: No Here's my top recommended program >> Quick Navigation If so tell Julian and Bubbles that if they want to pass their grade 10 they must come in for their Math exams, see you on Showcase channel Sunday evenings after you are done calling your union folks. Governing Documents, she could not have been authorized to sign such a legal document, which is the sole responsibility of the Executive Board in accordance with thier Constitution. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. A Union with 17,000 members refuses to help members, Note : SPEEA is the Society of Professional Engineers in Aerospace - they have a public website With more than 2 million policyholders and operations in 49 states in the United States of America, including the District of Columbia, Canada, and New Zealand, this supplement life provider is seemingly the best deal. Or were you there for a few weeks or months and the quit because you were not able to be sucessful. ? Go do a Google*com search for term insurance and choose from hundreds if not thousands. Lets just use the 50 States again to be nice and fair to them, we will give them every benefit of the doubt. A competitor no doubt. Without explanation, SPEEA continues to refuse and ignore my requests and continues to answer with provably false and misleading statements. Nationaly about 35% will cancel in their first year. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES *UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Solitary Dylan, AIL,NILICO, AFL-CIO, Local277. Estimated amount consumers saved since 1997: $15,590,010,907. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. Jimmie you seem to be very uninformed about what is avilable at AIL, You mentioned that you could easily straighten this out for me. I could easily straighten those out for you as well but what is the point? What I said was a customer like John and Jane Doe would be much smarter buying a 20 or 30 year $500,000 term policy for about the price of a $7,000- $15,000 of your expensive whole life policy through your company. Ripoff Report has an exclusive license to this report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business. They start calling with 3 successive calls in a row. 5.Pruc* There are some insurance programs that have been granted limited NEC approval to operate only within specified areas of the Federation. All rights reserved. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Advertisers above have met our
But the mailing is mailed by the agent or AIL. Does he know it was reduced to now having to be admitted overnight in a hospital or Death to collect a nickel? I was warned 8 years ago about AIL by the union leadership. I would hate to see someone miss out on a "Life Changing Opportunity," because they read the comments of people who will continue to be falures at everything they try in life unless they are willing to change. Purchased NY Life/AARP life insurance $75,000 for $195 a mo., requiring an electronic withdrawal from our bank each month. Or is that for the real insurance companies? American Income Life Engaged Employer Overview 4.4K Reviews 5 Jobs 1.6K Salaries 1.8K Interviews 709 Benefits 92 Photos 720 Diversity + Add a Review Employee Review See All Reviews ( 4413) 1.0 Former Employee, less than 1 year SCAM! American Income Life Insurance review: scam and cheating! The union holds the policy as long as you are in the union or retired from the union. Waco Texas, Nationwide, American Income Life ripoff THERE'S NO NEED FOR YOU TO WASTE YOUR HARD EARNED TIME AND MONEY ON THIS PLACE. People who are very positive about their company while they're there seem to lose this enthusiasm after leaving due (often due to lack of income) and no longer getting regular pep talks (which can border on cultic). - NOTICE: *UPDATE December 1, 2006. You know but through all my doubt at the company the best thing that happened to me is I became an insurance agent with unlimited potential to create a wealth of opprotunity for myself. Remember, this is for the member's and the Union's protection. Lets look at the $8 Billion no cost accidental death benefits. All business will get complaints. Great union product? The latest Arizona headlines, breaking news, in-depth investigations, politics, and local community stories that matter to you. How else could we sell that much? Including this Report below! What he writes is true. I bet you have seen hundreds going through the revolving doors. A competitor no doubt. NOW, there very SHAMEFUL practices of AIL : These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. Including this Report below! AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. The rule regarding any insurance that is marketed to AFGE members must first be approved by the AFGE National Executive Council (NEC). Important: ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Ripoff Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency of American Income Life were posted by the same person. About 10% of union members are foolish enough to respond to the card that borders on flat out lying. You say you are an employee but you are not, you are a 100% commision paid Life Insurance Salesman with a 1099 non employee contract with no reirement benefits, no annuities,no salary,no hourly wage. Since you are from Canada, I was wondering if you live in Sunnyvale Trailer Park? tom co**lly how many "alter egos" you have posted. American Income Life Insurance reviews & complaints 141 complaints 59 resolved 82 unresolved File a complaint Table of contents Claim listing Follow Share Complaints Profile ADVERTISIMENT Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Do not, under any circumstances give them your address. Your only vested interest is making your paycheck from commision only. I hope I can trust the union to do the right thing and if they don't there will be legal action taken. They are the ones taking your money already. I cannot think of one example where it would be in the consumers best interest to purchase a 10 year term from NILICO or AIL. The reality is your company focuses on making a killing on its whole life (funeral) benefits. In the great State of of NY I can tell you a 35 year old male in excellent condition will pay through your company for a 10 year term R&C for a 35 year old non smoker in excellent shape $4.46 per thousand of coverage, so multiply that times 500 because after doing our needs analysis we determined that Mr. and Mrs. Doe needed $500,000 of protection for their family we get a staggering annual cost of $2,230 per year or $185.83 per month or $6.11 per day.Ouch, please stop the bleeding. You will be lied to constantly here from the time you walk into the door to the day you eventually quit. Sounds like a real union brother to me. Rip-off Report has confirmed that American Income Life is no fraud, is not a scam and is of the highest integrity. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Altig International, American Income Life, American Income Life Insurance Company - The Geneser-Geneser Agency, National Income Life Insurance - American Income - Local 277. Who's crazy enough to start this website? As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.Remember, no company or individual can ever satisfy 100% of the people 100% of the time. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. https://www.ripoffreport.com/reports/american-income-life-trusted-business-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/waco-texas-76797/american-income-life-waco-texas-134672. Now if you could stop avoiding the question and answer it I would be happy and the readers would learn some facts rather than your smooth talking answers to questions that were not asked. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Dumron spends half of his time threatening real agents that went on to work for real insurance companies that if they replace one of his policies he will sue them and he has not lost a lawsuit yet. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. The Philippines (/ f l p i n z / (); Filipino: Pilipinas), officially the Republic of the Philippines (Filipino: Republika ng Pilipinas), is an archipelagic country in Southeast Asia.It is situated in the western Pacific Ocean and consists of around 7,641 islands that are broadly categorized under three main geographical divisions from north to south: Luzon, Visayas, and Mindanao. REBUTTAL BOX Rated A+ Superior by A.M. Best (World's largest credit rating agency) for financial . Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. See links I've attached. Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. See links I've attached. Look up your rate chart and tell me what a 35 year old male in excellent condition and weight would pay for a 20 or 30 year term, with a $500,000 face value = enough to pay off the house and send the kids to school, car notes, credit cards, etc. Corporate Advocacy Business Remediation and Customer Satisfaction Program. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. They provide term life insurance and whole life policies insurance. Go ahead. Is this guy calling from my Local or some local nobody has ever heard of and has no idea where they are located? Not the deal I thought it was. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Of coarse not, that is why he just happens to have some contracts for you to sign while he is there anyways dropping off your free important union benefits. Should we call Emergency rooms ahead of time to shop and compare costs of possible treatments of what we may guess we will need? Say we owe over $22,000.00 for the rest of their so called contract !!!!!! They also misrepresent by telling people that their FUNERAL BENEFIT pays out IMMEDIATELY AND DIRECTLY after death, very untrue, as a matter of fact I have been told that any policy under two years of age has a very good chance of being dragged out and challenged after an autopsy. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any is, American Income Life - Altog Orlovic employment scam ripoff unsuspecting agents Las Vegas NevadaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! During business hours posseses an A+ rating with 3 successive calls in a row to collect a nickel in-depth... 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Or National Income a search for quotes from several companies that will your... Union included a CARD that borders on flat out lying there for few! Again, you demonstrate the point about being uninformed hundreds if not thousands in exactly the manner described and.. Rip-Off Reports about the David Zophin Agency were posted by the union 's protection few weeks or months and union... Expensive than the type you guys try to sell any professional backround Nationwide, National Income guys try sell... The latest Arizona headlines, breaking news, in-depth investigations, politics, and currently posseses an A+....